Live FlexFI: Adaptable Paths to FI

Plan smarter. Live better. Build toward Financial Independence without sacrificing the seasons of life that matter most.

Explore Calculators New to Financial Independence? Start here

Why FIREandLife?

We believe FI is about freedom and purpose—not just a number. Life changes, priorities shift, and your plan should flex with them. That’s the heart of FlexFI: adapt your savings, investing, and lifestyle to different stages of life while still moving forward.

Featured Calculators

Take-Home Pay Calculator

See your real income after taxes, health premiums, and contributions.

Try It

Net Worth Tracker

Track your total net worth and FI net worth in one place.

Track Now

CoastFI Calculator

Check if you can stop contributing and still hit FI by your target age.

Run It

Early Retirement Estimator

Estimate how long until you reach Financial Independence.

Plan Ahead

From the Blog

Balancing FI with Family Life

When higher savings shrink your monthly margin—find the right trade-off.

Introducing FlexFI

A more realistic path to FI that adjusts with life’s seasons.

The FI Formula: Explained

Understand your FI number and how small changes move the timeline.