Take-Home Pay Calculator
Estimate household after-tax income with multiple income streams. Applies 2026 federal brackets, state income tax (simplified flat rate), FICA, pre-tax 401(k)/HSA contributions, and health premiums.
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Household Settings
Simplified flat/effective rate for planning purposes.
Total employee-paid premiums per year (pre-tax). Split across income streams automatically.
Results are estimates for educational purposes only and do not constitute financial, tax, investment, or legal advice. Consult a qualified professional before making financial decisions.
Household Snapshot
Add at least one income stream and click Calculate.