CoastFI Calculator

Wondering if you could stop contributing and still reach FI by your target age? Enter your details below. We include passive income (pensions, rental net, etc.), so the required portfolio shrinks accordingly.

Inputs

Current Age

Target Retirement Age

Current Invested Portfolio ($)

Annual Spending Needed in Retirement ($, today's dollars)

Exclude anything covered by passive income; we'll subtract that just below.

Annual Passive Income in Retirement ($)

Pension, rental net, annuity income, part-time work you plan to keep, etc.

Expected Real Investment Return (%/yr)

After inflation. 4–6% is a common range for planning.

Safe Withdrawal Rate (%/yr)

4% is typical. Lower SWR → larger required portfolio.

Results are estimates for educational purposes only and do not constitute financial, tax, investment, or legal advice. Consult a qualified professional before making financial decisions.

Quick Result

Enter your numbers and hit Calculate.

Annual Summary

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At Retirement (Target)

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Item	Amount ($)