Live FlexFI: Adaptable Paths to FI

What Is FlexFI?

Traditional FI can feel rigid—save as much as possible, retire as early as possible. But life isn’t static. Kids, career changes, health, or caregiving can shift priorities. FlexFI is about creating a sustainable path to FI that bends without breaking.

Core Principles of FlexFI

• Adaptable: Savings rates can flex up or down based on life stages.
• Practical: Balances tax advantages with the need for liquidity and take-home pay.
• Seasonal: Different strategies apply during childcare years, peak career years, or caregiving seasons.
• Sustainable: Encourages long-term consistency rather than burnout or rigid rules.

How FlexFI Fits with Other FI Stages

FlexFI isn’t a replacement for CoastFI, LeanFI, or BaristaFI—it’s a complement. You might flex contributions up after reaching CoastFI, then dial down during intensive family seasons. It keeps you aligned with your bigger FI vision while honoring what life needs from you right now.

Start Living FlexFI

Use the tools and articles below to balance today with tomorrow.

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